Check your tax under both regimes free, below. Then send your Form 16 on WhatsApp — an expert files your return and sends the acknowledgment, usually within 24 hours.
The new regime is the default, but it isn't always the cheaper one. And most salaried people under-claim their HRA. Check both.
Enter your income to see the comparison.
Rates used: new regime nil up to ₹4L, then 5% / 10% / 15% / 20% / 25% / 30% in ₹4 lakh bands, with a Section 87A rebate up to ₹60,000 for taxable income up to ₹12 lakh and marginal relief just above it. Old regime: nil up to ₹2.5L, 5% to ₹5L, 20% to ₹10L, 30% above, rebate up to ₹12,500 for taxable income up to ₹5 lakh. Health and education cess of 4% is added in both. Surcharge is applied above ₹50 lakh but without marginal relief — for those incomes, message us for the exact figure. This is an estimate for salary and normal income; capital gains, taxed at special rates, are not covered.
Enter your figures to see the exemption.
HRA exemption under Section 10(13A) is available only in the old regime — the new regime does not allow it. Metro cities for this purpose are Delhi, Mumbai, Kolkata and Chennai, where the limit is 50% of basic plus DA; everywhere else it is 40%. If your annual rent crosses ₹1 lakh you must report your landlord's PAN. You cannot claim HRA for rent paid to yourself.
The new regime applies by default. You can still choose the old one — and if you have a home loan, HRA and full 80C, it is often the cheaper choice.
Standard deduction ₹75,000. Section 87A rebate up to ₹60,000 makes taxable income up to ₹12 lakh fully tax-free.
| Taxable income | Rate |
|---|---|
| Up to ₹4,00,000 | Nil |
| ₹4,00,001 – ₹8,00,000 | 5% |
| ₹8,00,001 – ₹12,00,000 | 10% |
| ₹12,00,001 – ₹16,00,000 | 15% |
| ₹16,00,001 – ₹20,00,000 | 20% |
| ₹20,00,001 – ₹24,00,000 | 25% |
| Above ₹24,00,000 | 30% |
Standard deduction ₹50,000. Rebate up to ₹12,500 for taxable income up to ₹5 lakh. 80C, 80D, HRA and home loan interest all allowed.
| Taxable income | Rate |
|---|---|
| Up to ₹2,50,000 | Nil |
| ₹2,50,001 – ₹5,00,000 | 5% |
| ₹5,00,001 – ₹10,00,000 | 20% |
| Above ₹10,00,000 | 30% |
Senior citizens aged 60–80 pay nil up to ₹3 lakh, and those above 80 pay nil up to ₹5 lakh. These higher limits exist only in the old regime.
A health and education cess of 4% applies on the final tax under both regimes. Surcharge applies above ₹50 lakh — 10%, then 15% above ₹1 crore and 25% above ₹2 crore, with the old regime going to 37% above ₹5 crore. Budget 2026 made no change to these slabs, so the same rates carry into FY 2026-27.
The wrong form is the most common reason a return gets marked defective under Section 139(9). Three questions and you'll know.
One price, filing included. You pay after we show you the computation and you approve it.
Sometimes you shouldn't. If your case is one Form 16 and nothing else, the government portal handles it well. Here's where it stops being simple.
| Filing it yourself | Tax Sahi | Walk-in agent | |
|---|---|---|---|
| Cost | Free | ₹999 – ₹2,999 flat | Often a cut of the refund |
| AIS & 26AS mismatch check | You have to spot it | Done before filing | Usually skipped |
| Regime choice | Portal defaults to new | Both computed, you pick | Whatever is quicker |
| Capital gains & crypto | Hard to get right | Broker statement parsed | Depends who you get |
| If a notice arrives | You're on your own | We drafted it, we answer it | Often unreachable |
| Time it takes you | 2–5 hours | 10 minutes on WhatsApp | A trip, and waiting |
Message us on WhatsApp with your Form 16 and PAN. Photos are fine — no app to install, no account to create.
An expert matches your income against AIS and Form 26AS so nothing shows up as a mismatch later, and picks the correct form.
You get a plain computation sheet: tax under both regimes, refund or payable, and what we claimed. Pay only once you say yes.
We file it, help you e-verify within 30 days, and send the ITR-V. We follow the refund until it hits your bank.
| Who | Last date |
|---|---|
| ITR-1 & ITR-2 — salaried, pension, capital gains | 31 Jul 2026 |
| ITR-3 & ITR-4 — business, no audit | 31 Aug 2026 |
| Tax audit cases under 44AB | 31 Oct 2026 |
| Transfer pricing cases | 30 Nov 2026 |
| Belated return (with late fee) | 31 Dec 2026 |
| Revised return | 31 Mar 2027 |
Miss the due date and Section 234F charges a late fee of ₹5,000 — reduced to ₹1,000 if your total income is up to ₹5 lakh. Interest under 234A applies on unpaid tax, and some losses can no longer be carried forward.
Send your friend our link. When they file with us, they get ₹200 off and we credit ₹200 back to you. No limit on how many.
Share on WhatsAppFill this in and it opens WhatsApp with your details already typed. An expert replies with the exact price and the document list for your case.
We use your details only to prepare and file your return. We never ask for your net banking password or OTP.
Usually yes. If TDS was deducted, filing is the only way to get that money back as a refund. A filed return is also what banks, visa officers and lenders ask for as income proof. And if your income is below the basic exemption limit, there's no late fee even if you file after the due date.
It depends entirely on your deductions. The new regime has lower rates but almost no deductions; the old regime rewards you for 80C, 80D, HRA and home loan interest. Use the calculator above for an estimate, and we compute both exactly before filing so you choose with real figures in front of you.
No. The HRA exemption under Section 10(13A) exists only in the old regime. If you pay significant rent, run both numbers before choosing — the HRA calculator above shows you what the exemption would be worth.
You can still file a belated return up to 31 December 2026 with a late fee under Section 234F. For years further back, an updated return (ITR-U) is possible within 48 months from the end of the assessment year, with additional tax. Message us with the year and we'll tell you exactly what applies.
For most cases, yes — filing on your behalf needs access to your account on the e-filing portal, or your OTP consent at the time of filing. We never ask for net banking passwords or bank OTPs. Change your portal password after filing if you'd prefer.
Most refunds are credited within two to six weeks of e-verification, provided your bank account is pre-validated and your name matches your PAN. We track the status and tell you if the department raises any query.
Send it to us. A basic intimation under Section 143(1) is often just an acknowledgment and needs no action. If a real response is needed, we draft and file the reply — priced separately, and we tell you the cost before starting.